"Soul Survivors" (2001)

Cassie steps into a nightmare of otherworldly visitations after surviving a car accident. Haunted by a grim reaper of a far different kind, her only hope is to cling to encounters with her lost love Sean and the aid of a mysterious priest named Father Jude. It is the spirit of Sean who guides her to love, but it is her friends Matt, Annabel and Raven who try to draw her to the dark side.